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No purchase necessary. You must be 13 to 29 years old and a member of Visions FCU to enter. Not a member? What a perfect time to join! When you enter the “Winter fun Photo Contest” you are agreeing to the credit union's Privacy Policy. Three winners (winner = person submitting the photo) will be selected from all eligible entries; each winner will receive a $50 Visa Gift Card. The odds of winning depend on the number of eligible entries received. The names of the winners, and their photos, may be published on our website and may be used in other credit union media, such as our newsletter, through 06/30/2011. The credit union is not responsible for lost, late, or misdirected entries, and reserves the right to disqualify an entry for any reason. Credit union employees, volunteers, and members of their immediate families are not eligible. Failure of a prizewinner to comply with all contest rules will result in disqualification and the selection of an alternate winner. All federal, state, and local laws and regulations apply.  

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